Fractional CFO & advisory
Decision support, forecasting, and board-ready narrative when the numbers need judgment.
// layer.cfo
Accounting · Finance ops · Advisory
Human driven. AI focused.
Books closed by people you can call, accelerated by AI that never works unsupervised.
// close.monthly
// the.stack
Services layered like a system
Bottom-up reliability: books first, then control, operations, and advisory on top.
Finance operations
Cash, billing, and process design so finance runs as infrastructure—not fire drills.
// layer.ops
Controller services
Review, reconciliations, and controls that keep the close crisp and defensible.
// layer.controller
Bookkeeping & monthly close
Clean books, on-time close, and reporting you can actually use every month.
// layer.books
// how.we.work
Machines accelerate. People close.
AI is a force multiplier inside a human-owned workflow—not a black box that touches your books alone.
AI
// agents.assist
- Draft categorizations and variance notes
- Surface anomalies and missing items
- Accelerate reconciliations and checklists
- Never posts or decides unsupervised
People
// humans.own
- Own the close and the relationship
- Review every material AI suggestion
- Call you with judgment, not a ticket queue
- Log what changed and why
Every AI suggestion is reviewed by a person and logged.
// tooling
Built on modern tools
We meet you where your stack already is—plain integrations, no logo wallpaper.
- QuickBooks Online
- Mercury
- your existing bank and card accounts
// security
Practices you can inspect
We describe how we work—not marketing claims about certifications.
// auth.mfa
Multi-factor authentication
MFA on accounts that access your financial systems.
// data.encrypt
Encrypted data
Data encrypted in transit and at rest in our workflows.
// access.least
Least privilege
Access scoped to the people and tools that need it.
// policy.wisp
Written information security plan
Documented practices for how we handle sensitive data.
// review.log
Full review log
Human review of AI suggestions, with a durable trail.
// engagement
Simple path from first call to close
01
Intro call
Scope, systems, and whether we’re a fit—on both sides.
02
Fixed monthly scope
A clear package: deliverables, cadence, and owners.
03
Monthly close + reporting
Books closed, reports delivered, and a human on the line.
Pricing
Custom monthly packages. Send a message for a quote.
// faq
Straight answers
A few questions we hear before the first call.
// next.step
Ready for a cleaner close?
Send a note and we’ll reply with a clear next step—no pitch deck, no fake urgency.
// contact
Tell us what you need
Share a bit about your company and monthly close. We use this form to route intros—not to spam you.